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Terms of Use

By accessing, using or browsing this web site ("Site") you agree to be bound by the following Terms of Use. "Migrant Service Publication", "Overseas Pension Consultants Pty Ltd" and "Overseas Pension and Compensation Consultants, Inc"  ("the OPC group") reserve the right to amend or update the Terms of Use without further notice.

Disclaimer

The information provided on this Website has been made available in good faith and is believed to be reliable and accurate at the time of its release on the Internet.

The information is provided on the basis that readers will make their own assessment of the information. Readers are advised to check all relevant information before acting.

Own Risk

You agree to use and browse this Site at your risk. Neither the OPC group nor any other entity involved in creating, producing or delivering the Site is liable for any loss or damage arising out of your access to or use of this Site.

The OPC group assumes no responsibility for any damages to, or viruses that may infect, your computer equipment or other property due to accessing or using this Site.

Links

This site contains links to other sites. The OPC group is not responsible for the privacy practices or the content of such web sites.

Privacy Policy

This policy outlines how personal information you provide to the OPC group ("Personal Information") will be managed.

The OPC group will collect and retain Personal Information when you become a client of the OPC group or request information about the OPC group.

The OPC group will use Personal Information for the purpose it was collected, which may involve:

  •  contacting you;
  •  billing and maintaining your account;
  •  providing you with the products and/or service requested;
  •  notifying you about new products or services; and
  •  improving and tailoring our services and products to suit our clients.
The OPC group will all take reasonable steps to ensure that Personal Information is accurate, complete and up to date. You may request to access, correct and/or update Personal Information by contacting the OPC group (see "contact details").

The OPC group will take all reasonable steps to protect the Personal Information against loss, unauthorised access, use, modification or disclosure.

You may contact the OPC group at any stage and request not to receive unsolicited material.

In certain circumstances the OPC group may disclose Personal Information to third parties. This may include (but is not limited to) situations where:

  • it is necessary in order to provide the product or service you have requested;
  • we have your consent to do so;
  • we are required to do so by law; or
  • authorised information technology consultants and other systems administrators require access in order to maintain an effective recording and accounting system.
The OPC group will take reasonable steps to ensure the Personal Information so disclosed is not collected, used or disclosed by the recipient for any purpose other than to assist the OPC group with the provision of products and services to clients.

To the extent that this policy exceeds the minimum obligations of the OPC group under Commonwealth and State legislation, the OPC group is not liable for any loss, costs, expense or damage arising as a result of the OPC group failing to meet any self-imposed standards.

Applicable Law

The Terms of Use will be governed by and construed in accordance with the laws of Western Australia and by using this Site you consent to the exclusive jurisdiction of Western Australia.


   
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